Payments 101 - US

Course Duration - 2 Weeks

Level - Beginner

Course Description

Today’s payments industry is dynamic and the future looks exciting. Payments 101 is a short, but fully packed hour and half course providing a broad understanding of each of the key players and their roles in the U.S. electronic payments value chain. You will learn the fundamentals about what drives revenue, cost and risk in the payments industry as well as gain insights regarding innovators and disruptors affecting trends in the payments industry today and in the future.

Overall Course Objective

Provide an overview of the U.S. electronic payments landscape, key players and responsibilities, as well as the risks, opportunities and interdependencies between the various players in the payments value chain. Enable each participant to understand the key concepts and economics of the payments industry, with particular focus on the merchant acquiring side of the industry. Learn the key terms and acronyms used in the industry to better communicate with compliance and operations teams.


Payments 101 is tailored to executives and professionals who need to understand the electronic payments ecosystem and specifically the acquiring / merchant acceptance side of the business. The course has proven useful to both managers and staff working for established firms as well as for innovators and start-up disruptors to better achieve their own career and their company’s goals.

Course Fee

Online with Q&A Session
$2,990(Pack of 10 seats)

Global Vision Group Company Description:

Global Vision Group is a payments industry consultancy firm that provides creative, cost-effective solutions to strategic and tactical issues.

Our team is comprised of 12 professionals with experience and expertise covering the spectrum of disciplines in payment systems and business enterprise strategy.

To learn more please visit our website at www.gvgroup.net.

Meet the GVGroup Instructors

The Global Vision Group instructors for this course are uniquely qualified based on their extensive experience in working with domestic and international clients on numerous risk assessments and best practices implementation projects with merchants, payment processors, payment facilitators and acquirers. Global Vision Group is a “certified assessment vendor” for Visa’s Chargeback Management, Fraud Management, Global Brand Protection, Global Risk Standards and Acquirer Risk Standards programs.

Thomas Layman, PhD
Thomas Layman, PhD
Tom Layman is the President and Founder of Global Vision Group. In addition to managing the company, he serves as the leader of its strategy practice group. His specialties include business strategy, financial modeling, research and risk mitigation.

Tom has over 30 years of international and domestic experience in the financial services and electronic payments industry. Prior to creating Global Vision Group, Tom was Senior Vice President with Visa U.S.A., holding a number of executive positions during his 11-year career there. He managed the Visa Profitability Consulting practice, as well as all of the business research functions, which included performing cost reduction and benchmarking studies, and served as Chief Economist.

As global relationship manager at Visa, Tom helped US-based issuers launch programs overseas. He also headed up all of Visa's efforts to mitigate the impact of personal bankruptcies on creditors, and cochaired a creditor coalition that helped write, introduce, and lobby bankruptcy legislation.

Prior to Visa, most of his experience was directed toward assessing the business environment risk of emerging markets. Tom holds a BA from Vanderbilt University and a PhD in international trade and finance from the University of North Carolina at Chapel Hill. Tom has over 20 published articles on credit card and economic policy issues and is coauthor of a book on the role of foreign direct investment in Indonesia. Tom also Chairs the Board of Directors of the San Francisco Consumer Credit Counseling Service (dba Balance).
Kevin Atwood
Kevin Atwood
Senior Consultant
Kevin is senior consultant with GVGroup and brings over 23 years of experience domestically and internationally in the financial services and electronic payments industry.

Kevin’s career includes attaining the position of Senior Vice President at Visa, responsible for sales and partnerships with multiple top 10 issuing and acquiring banks that generated more than $40 billion in annual card sales volume. During his tenure there, Kevin was instrumental in delivering numerous new products and services to Visa’s banking clients. For example, Kevin supported supported the creation, development and initial launch of several fraud reduction programs, including the Issuers’ Clearing House Service and AntiCounterfeit Terminal Program, which have continued to save issuers millions of dollars.

In 2002, Kevin joined Wells Fargo Bank as Vice President and National Relationship Manager for the Merchant Processing Business. Kevin also served as a mortgage lending officer at Washington Mutual Bank, where he brought card marketing innovation concepts to the Home Loan Mortgage Banking Division.

Given this deep domain experience in the financial services industry, Kevin’s expertise covers a broad range of areas, including marketing, debit, credit and ACH products, customer life cycle management, relationship management, product innovation, merchant processing in both the physical and online environment, co-branding, commercial card products, operations, risk management and collections. Kevin holds a B.A. degree from San Jose State University.
Edit Page